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Insurance Forums Three Steps To Make Most Of It

By Vlad Opras

Discussion boards and virtual groups will connect you with others of similar interests in the internet world which tends to make you feel lonely. The vast source of information is available for everyone and you are on your own when you want to research about anything. Insurance companies have grown in numbers and they are competing with each other to grab customers. In a desperate attempt to buy cheap insurance, you should not fall for scammers. Insurance forums can be of great help to identify scams and stay away from them.

Joining insurance forums and getting the help you want is now easy and simple. You don’t have to be an expert to become a forum member, but the forum will have expert members. Once you gain experience and knowledge, you can share your views to others seeking knowledge and become an expert instantly. There are only three steps to get help from forums that discuss insurance.

1. You need to find insurance forums that are suitable for you. There are numerous forums on the internet and you should understand that not all of them are useful. It is better to join forums for specific type of insurance if you want to get best answers for your questions. As most of the forums provide free memberships, it won’t cost you a dime to try out different forums. You can stick to those forums that offer legitimate help and ignore the other ones. If you are searching for localized information, choose forums with members from the same locality. Generic forums are also available where members from various places and countries come together.

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2. Once you join the forum by verifying your email address, you will become eligible to post your queries. Some forums have restrictions regarding starting a new thread to keep spammers away. You need to know about forum posting rules before posting your query. You should also learn about different parts of the forum and post your questions at appropriate sections in order to increase the number of views.

3. Experts and other members of the forum will scan the forum sections for new posts and queries. If members of the forum know answers to your queries, they will share their knowledge with you. You can also post discussion topics to get opinions and views from other forum members. The information posted in forums is available for everyone and hence, you can read all views and discussions posted in the insurance forums.

The forums are available 24 x 7 and hence, you can get answers at any time. There is no charge to get answers from the forums and these discussion boards will become loaded with useful views and opinions if the forums are old. You should avoid spamming the forum to make the forum useful for anyone. With the help from forums, you can save time on background research. You can also save money by buying suitable insurance policy using the knowledge you gained from the insurance forums.

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Insurance Forums Blog

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Viktor Schreckengost dies at 101

Sunday, January 27, 2008

Viktor Schreckengost, the father of industrial design and creator of the Jazz Bowl, an iconic piece of Jazz Age art designed for Eleanor Roosevelt during his association with Cowan Pottery died yesterday. He was 101.

Schreckengost was born on June 26, 1906 in Sebring, Ohio, United States.

Schreckengost’s peers included the far more famous designers Raymond Loewy and Norman Bel Geddes.

In 2000, the Cleveland Museum of Art curated the first ever retrospective of Schreckengost’s work. Stunning in scope, the exhibition included sculpture, pottery, dinnerware, drawings, and paintings.

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Moscow celebrates Victory Day with military parade

Monday, May 11, 2009

On May 9, Moscow heralded its celebrations of Victory Day with one of the largest military parades seen since the fall of the Soviet Union through the Red Square and the streets of Moscow. Signifying the defeat over Nazi Germany in 1945 in World War 2, Victory Day continues to be one of the most poignant and emotional celebrations and national holidays in Russia. Estimates of more than 27 million lost lives during the war continues to leave a vein of sadness in Russia.

Victory day began early in Moscow with inner city streets being closed from 6am and the major entrance of Tverskaya Ulitsa completely locked down with all access to non-military blocked until the end of the parade. Tens of thousands of people lined the upper parts of Tverskaya to see the exit of the military as well as the air force fly-over on their entrance to Red Square. In total more than 9,000 troops, 69 planes and a huge collection of armored vehicles, tanks, and massive anti-aircraft missile defense systems ensured that Moscovites and the rest of Russia will remember Victory Day 2009.

In scenes reminiscent of the end of the war military bands played around the city until all hours of the night. At Leningradsky station departing veterans and widows danced and celebrated with younger generations whilst loudly singing the national anthem. As trains departed, staff handed out flowers in recognition of the contributions made and loud cheers were heard across the many platforms. In a touching event it seemed to bond the generations of yesterday and today.

Preparations for the military parade began months ago with regular rehearsals in Alabino including the erection of a mock Red Square and Kremlin to ensure authenticity. Final dress rehearsals took place in Moscow on May 7 including a full practice of the air show. On display for the first time was the S-400 air defense system which is capable of intercepting airborne targets at ranges up to 400 kilometers (249 mi).

Following the official parades and ceremonies, Red Square and the the inner city was opened to the public, albeit under extreme security and an ever watching eye from Interior Ministry troops. During the afternoon there was an estimated crowed of over 100,000 which entered Red Square to admire the parade ground and decorations, including the official stand for the dignitaries.

Closing the festivities was a series of fireworks in fourteen different locations throughout Moscow including the grand display over the Kremlin and Red Square.

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Rachel Weisz wants Botox ban for actors

Tuesday, July 7, 2009

English actress Rachel Weisz thinks that Botox injections should be banned for all actors.

The 39-year-old actress, best known for her roles in the Mummy movie franchise and for her Academy Award-winning portrayal in The Constant Gardener, feels facial Botox injections leave actors less able to convey emotion and that it harms the acting industry as much as steroids harm athletes.

In an interview with UK’s Harper’s Bazaar, coming out next month, Weisz says, “It should be banned for actors, as steroids are for sportsmen,” she claims. “Acting is all about expression; why would you want to iron out a frown?”

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Currently living in New York, she also mentions that English women are much less worried about their physical appearance than in the United States. “I love the way girls in London dress,” she claimed. “It’s so different to the American ‘blow-dry and immaculate grooming’ thing.”

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Using Barbecue Smokers For Added Flavor And Tenderness

By Derek Marsh

Barbecue smokers add a delectable smokey flavor that at the same time makes food moist and tender every time. The slow cooking process of using barbecue smokers is perfect for fish, meat, vegetable or sausages. However most barbecue smokers are intended for small barbecues only.

1. Basics Of Barbecue Smokers

The construction of a barbecue smoker is basically the same as a standard barbecue grill. However with a barbecue smoker the closeable lid is designed to trap in smoke to cook the food. Barbecue smokers are either direct or in direct. The direct barbecue smoker is basically a unit with a closeable lid and aromatic wood chips are combined with the charcoal. The smoke produced by the chips and charcoal cooks the food placed with in the smoker. This gives the unique flavor to the food. In direct barbecue smokers is similar to the direct barbecue smoker with a single unit and closable lid, this is the grill unit. However the in direct barbecue smoker has another container, the smoker unit, that holds the woodchips and charcoal. The smoke passes into the grill unit and gives flavor to the barbecue.

Barbecue smokers may either be electric or gas and may use real wood or charcoal for smoking. Both types of barbecue smokers can be used for private and commercial settings. At the same time there are table top barbecue smokers that are transportable. Depending on the skill level of the user there are several types of barbecue smokers to choose from.

2. Water Barbecue Smokers for Beginners

– Ideal for beginners

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– Vertical type barbecue smoker

– Has a bowl of water located between the base and cooking racks

– Generates moisture throughout the cooking process

– Relatively inexpensive

– Great way to get started in barbecue smoking

– Very hard to regulate heat

3. Electric Barbecue Smokers

Next to the water barbecue smokers are the electric type smokers. These models are more expensive compared to the water smokers thereby producing better-smoked food. One of the perks of using an electric smoker is that there is no need to light a fire.

However many traditionalist smokers would dislike this feature of the electric smoker. The electric barbecue smoker make for hassle-free cooking, allowing the cook to spend more time with the guests rather than tend the fire. It also involves less care and upkeep compared to traditional barbecue smokers.

4. The Charcoal or Log Barbecue Smoker

The charcoal or log burning barbecue smokers is the next step to the electric barbecue smokers. This type of barbecue smokers is reserved for the truly skilled smoker that appreciates the fine taste of quality-smoked food. The taste of food smoked in charcoal or log burning barbecue smokers is truly savored with every bite. Charcoal or log burning barbecue smokers are larger in size and heavier compared to water or electric barbecue smokers. These type of smokers are outfitted with handle-bars and wheels making transport reasonably easy. At the same time charcoal or log burning barbecue smokers have controls for thermal regulation and smoke generation providing more choices for cooking.

5. Maitenance Tips

Maintaining a barbecue smoker doesn’t require a great deal of effort. For most brands of barbecue smokers sold in the market today, it is essential to fire up the unit and let it burn on the highest heat for about one hour. This process known as the burning-in method will kill any possible contamination that is already present in the unit even before it is used for cooking. The initial smoking process will in effect provide a protective covering for the barbecue smoker.

6. Safety Tips

When using a barbecue smoker be sure that there is sufficient ventilation in the area where the unit is located. This will prevent the fumes from choking family and friends. It will also limit the chances of a build-up of dangerous toxins brought about by excessive smoke.

About the Author: For more great barbecue smoker related articles and resources check out

smokers.dinningstyle.com

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Electric vehicles can be less green than classic fuel cars, Norwegian study finds

Sunday, October 7, 2012

A Norwegian University of Science and Technology study released Thursday found electric vehicles have a potential for higher eco-toxicity and greenhouse impact than conventional cars. The study includes an examination of the electric car’s life cycle as a whole rather than a study of the electric car’s environmental impact during the use phase.

The researchers conducted a comparison of the environmental impact of electric cars in view of different ratios of green-to-fuel electricity energy sources. In the case of mostly coal- or oil-based electricity supply, electric cars are disadvantageous compared to classic diesel cars with the greenhouse effect impact being up to two times larger.

The researchers found that in Europe, electric cars pose a “10% to 24% decrease in global warming potential (GWP) relative to conventional diesel or gasoline vehicles”.

The researchers suggest to improve eco-friendliness of electric vehicles by “reducing vehicle production supply chain impacts and promoting clean electricity sources in decision making regarding electricity infrastructure” and using the electric cars for a longer time, so that the use phase plays a more important role in the electric vehicle life cycle.

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HIV-positive man receives 35 years for spitting on Dallas police officer

Sunday, May 18, 2008

An HIV-positive man was sentenced to 35 years in prison Wednesday, one day after being convicted of harassment of a public servant for spitting into the eye and open mouth of a Dallas, Texas police officer in May 2006. The United States Centers for Disease Control and Prevention says that no one has ever contracted HIV from saliva, and a gay-rights and AIDS advocacy group called the sentence excessive.

A Dallas County jury concluded that Willie Campbell’s act of spitting on policeman Dan Waller in 2006 constituted the use of his saliva as a deadly weapon. The incident occurred while Campbell, 42, was resisting arrest while being taken into custody for public intoxication.

“He turns and spits. He hits me in the eye and mouth. Then he told me he has AIDS. I immediately began looking for something to flush my eyes with,” said Waller to The Dallas Morning News.

Officer Waller responded after a bystander reported seeing an unconscious male lying outside a building. Dallas County prosecutors stated that Campbell attempted to fight paramedics and kicked the police officer who arrested him for public intoxication.

It’s been 25 years since the virus was identified, but there are still lots of fears.

Prosecutors said that Campbell yelled that he was innocent during the trial, and claimed a police officer was lying. Campbell’s lawyer Russell Heinrichs said that because he had a history of convictions including similarly attacking two other police officers, biting inmates, and other offenses, he was indicted under a habitual offender statute. The statute increased his minimum sentence to 25 years in prison. Because the jury ruled that Campbell’s saliva was used as a deadly weapon, he will not be eligible for parole until completing at least half his sentence.

If you look at the facts of this case, it was clear that the defendant intended to cause serious bodily injury.

The organization Lambda Legal (Lambda Legal Defense and Education Fund), which advocates for individuals living with HIV, says that saliva should not be considered a deadly weapon. Bebe Anderson, the HIV projects director at Lambda Legal, spoke with The Dallas Morning News about the sentence. “It’s been 25 years since the virus was identified, but there are still lots of fears,” said Anderson.

The Dallas County prosecutor who handled the trial, Jenni Morse, said that the deadly weapon finding was justified. “No matter how minuscule, there is some risk. That means there is the possibility of causing serious bodily injury or death,” said Morse. Dallas County District Attorney Craig Watkins stated: “If you look at the facts of this case, it was clear that the defendant intended to cause serious bodily injury.”

Contact with saliva, tears, or sweat has never been shown to result in transmission of HIV.

A page at the CDC’s website, HIV and Its Transmission, states: “HIV has been found in saliva and tears in very low quantities from some AIDS patients.” The subsection “Saliva, Tears, and Sweat” concludes that: “Contact with saliva, tears, or sweat has never been shown to result in transmission of HIV.” On Friday the Dallas County Health Department released a statement explaining that HIV is most commonly spread through sexual contact, sharing needles, or transfusion from an infected blood product.

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PBS show asserts greenhouse gases, atmospheric pollutants dimming future

Saturday, April 22, 2006

This week, the Public Broadcasting Service aired a NOVA program titled “Dimming the Earth”, which presented research by leading scientists on the complex systems of our global climate and human activity’s effect on it. One of the largest interactions (or “inputs”) humans have with the atmosphere is the ever-increasing use of fossil fuels. Consumption has risen 2% per year for this decade.

Fossil fuels burnt in factories and automobiles send their waste into our atmosphere in two forms. The first is CO2 and other greenhouse gases, which have received substantial attention in the last few years because of the way they trap heat in the atmosphere. The second is the tiny particles of sulfur dioxide, soot and ash, which scientists call aerosols (basically smog). Research into understanding the negative health effects of air pollution has resulted in the development of catalytic converters for cars as well as devices to remove particulate solids from industrial waste before it reaches the air.

More recently, atmospheric scientists have come upon the phenomenon of the reduction of direct sunlight reaching Earth’s surface— observing a nearly a 5% decline between 1960 and 1990, with evidence of a recovery since then. This has been dubbed the “global dimming” effect, and is probably due to the way these aerosols act upon clouds. It is important to realise that this does not represent a net loss of this much sunshine to the climate system – if so, large temperature declines would have been observed. Instead, the sunshine is absorbed elsewhere in the system, with a much smaller net loss.

Clouds form when moisture gathers around airborne particles, such as pollen or dust. Clouds formed by the aerosol particles emitted by fossil fuel consumption are made of many more tiny droplets than “natural” clouds. These smog-created clouds have two notable effects: they shield sunlight from reaching Earth’s surface and, due to water’s reflective nature, the millions of tiny droplets suspended in them reflect light back into space, allowing even less light to reach Earth.

Many scientists now believe that global dimming caused by these pollutants has mitigated the temperature rises brought about by global warming. Over the last thirty years, Earth’s temperature has increased by about 0.5 oC.

In the absence of global dimming, however, the Earth might be 0.3 oC warmer than it currently is, suggesting that a “tug-of-war” exists between greenhouse gases and particulates released by burning fossil fuels. Efforts to mitigate the human health dangers of smog have allowed more heat into our atmosphere and brought about a sharper increase in global warming.

Dr. James E. Hansen, professor at Columbia University and the head of the Goddard Institute for Space Studies [1], believes that if we continue on our current pattern, this warming could be as much as five degrees in the next thirty years and ten to fourteen degrees over the course of the century. Such a temperature rise would devastate life on Earth, likely bringing on a cascade of self-reinforcing warming effects. Earth’s forests drying and burning, a steady thawing of the Greenland and arctic ice sheets, and, most dangerous of all, a release of the methane hydrates that are now frozen at the bottom of the oceans, could remake the planet into something inhospitable to human life. Dr. Hansen warns that, according to his research, man has just 10 years to reduce greenhouse gases before global warming and other responses to human activity by Earth’s climate reach a “tipping point”, becoming unstoppable.

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Chicago Transit Authority announces repairs to Blue and Red Line

Wednesday, July 11, 2007

Chicago Transit Authority (CTA) riders on the subway portions of the Red and Blue lines may see relief of the slow zone in the coming months. So-called “slow zones” are locations where trains travel at restricted speeds because of track work or deteriorating conditions.

The CTA is putting nearly US$15 millions towards renovation of the O’Hare to Clark/Lake portion of the Blue Line and Chicago to Belmont portions of the Red Line. Work will happen during off peak and overnight hours. The CTA says that one track operations and delays may occur.

“We have heard our customers’ frustration with slow zones and today we are acting to address their concerns,” said Chicago Transit Board chairperson Carole Brown. “I am pleased that we are able to leverage existing contracts to begin this work and I look forward to working with state lawmakers to increase transit investment to bring our entire system to a state of good repair.”

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Dress code threats close Peshawar schools

Tuesday, February 27, 2007

Schools in the city Peshawar, Pakistan were closed for two days at the end of last week after anonymous threats were received warning female students to wear veils in class.

The threats, believed originating from members of the Taliban movement, along with the detention of two would-be suicide bombers before they exploded themselves, raised tensions and closed the schools out of safety concerns for the students.

One of the two suicide bombers was a woman who attempted enter the Koochi Bazaar, a market in Peshawar, the capital of Pakistan’s North-West Frontier Province. Purses carried by women are routinely searched before entering the market. Explosives were discovered in the purse carried by a woman who refused the search and tried to walk away.

This article features first-hand journalism by Wikinews members. See the collaboration page for more details.
This article features first-hand journalism by Wikinews members. See the collaboration page for more details.
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